This Privacy Policy was last updated on September 20, 2019.

Our Policy: Welcome to Payouts Network! This web site (the “Site”) is operated by Payouts Network   Inc. (“Payouts Network”, “we”, “us” and/or “our”) and has been created to provide information about our company and services (together with the Site, the “Services”) to our Service visitors (“you”, “your”). This Privacy Policy sets forth Payouts Network’s policy with respect to information including personally identifiable data (“Personal Data”) and other information that is collected from visitors to the Site and Services. This Privacy Policy applies only to information that you provide to us through the Site or Services and may be updated from time to time. We will notify you of any material changes by posting the new Privacy Policy on the Site or Services.

Information We Collect: Your use of the Services is voluntary. When you interact with us through the Services, we may collect Personal Data and other information from you, as further described below:

Personal Data That You Provide Through the Services: We collect Personal Data from you when you voluntarily provide such information, such as when you contact us with inquiries, register for access to the Services or use certain Services. Wherever Payouts Network collects Personal Data we make an effort to provide a link to this Privacy Policy.  If you wish to use a certain feature of the Services, we may ask you to provide us with, or grant us access to, or permission to obtain, certain personally identifiable information that can be used to contact or identify you ("Personal Information"). Personal Information includes, but is not limited to, your name, phone number, email address and postal address. For example, we collect Personal Information in connection with your registration to join the Service. We also collect Personal Information on behalf of our commercial partners when you register your payment card or otherwise indicate you wish to utilize the Site or Services offered on such partners’ behalf.

By voluntarily providing us with Personal Data, you are consenting to our use of it in accordance with this Privacy Policy. If you provide Personal Data to the Services, you acknowledge and agree that such Personal Data may be transferred from your current location to the offices and servers of Payouts Network and the authorized third parties referred to herein located in the United States or internationally.
Other Information:

Non-Identifiable Data: When you interact with Payouts Network through the Services, we also receive and store certain personally non-identifiable information. Such information, which is collected passively using various technologies, cannot presently be used to specifically identify you. Payouts Network may store such information itself or such information may be included in databases owned and maintained by Payouts Network affiliates, agents or service providers. The Services may use such information and pool it with other information to track, for example, the total number of visitors to our Site, the number of visitors to each page of our Site, and the domain names of our visitors' Internet service providers. It is important to note that no Personal Data is available or used in this process.

In operating the Services, we may use a technology called "cookies." A cookie is a piece of information that the computer that hosts our Services gives to your browser when you access the Services. Our cookies help provide additional functionality to the Services and help us analyze Services usage more accurately. For instance, our Site may set a cookie on your browser that allows you to access the Services without needing to remember and then enter a password more than once during a visit to the Site. In all cases in which we use cookies, we will not collect Personal Data except with your permission. On most web browsers, you will find a “help” section on the toolbar. Please refer to this section for information on how to receive notification when you are receiving a new cookie and how to turn cookies off. We recommend that you leave cookies turned on because they allow you to take advantage of some of the Service features.

Aggregated Personal Data: In an ongoing effort to better understand and serve the users of the Services, Payouts Network may conduct research on its customer demographics, interests and behavior based on the Personal Data and other information provided to us. This research may be compiled and analyzed on an aggregate basis, and Payouts Network may share this aggregate data with its affiliates, agents and business partners. This aggregate information does not identify you personally. Payouts Network may also disclose aggregated user statistics in order to describe our services to current and prospective business partners, and to other third parties for other lawful purposes.

Our Use of Your Personal Data and Other Information:
Payouts Network uses the Personal Data you provide in a manner that is consistent with this Privacy Policy. If you provide Personal Data for a certain reason, we may use the Personal Data in connection with the reason for which it was provided. For instance, if you contact us by email, we will use the Personal Data you provide to answer your question or resolve your problem. Also, if you provide Personal Data in order to obtain access to the Services, we will use your Personal Data to provide you with access to such services and to monitor your use of such services. Payouts Network may also use your Personal Data and other personally non-identifiable information collected through the Services to help us improve the content and functionality of the Services, to better understand our users and to improve the Services.
If Payouts Network intends on using any Personal Data in any manner that is not consistent with this Privacy Policy, you will be informed of such anticipated use prior to or at the time at which the Personal Data is collected.

Our Use of Transaction Data: If you provide Payouts Network with access to your credit or debit card in connection with a card-linked point-of-purchase payout voucher (each a “POP Payout”) or a card-linked instant payout (each an “Instant Payout”) (collectively “Card-Linked Transactions(s)”) pursuant to the Service, you authorize us to collect and store that payment instrument information, along with other information related to  such Card-Linked Transactions including, but not limited to, purchase amount, purchase time, purchase date, and merchant for each transaction with the applicable payment network (e.g., MasterCard, American Express or Visa). As with other Personal Data, we may use that information in connection with the reason for which it was provided. By accepting the ‘Consent To Receive Electronic Disclosures’ terms related to  a Card-Linked Transaction and linking your preferred credit or debit card (“Linked Card”), you authorize Payouts Network and/or your card payment network to use transaction data on your Linked Card and to share transaction data with one another in order to facilitate your participation in the Service, confirm a qualifying purchase (to the extent necessary under the specific Service that you accept)  and otherwise facilitate a Card-Linked Transaction. You may opt-out of the Services related to the Linked Card(s) you have registered by deleting your Linked Card(s) from the Payouts Network Service or by contacting us at support@PayoutsNetwork.com with a request to un-enroll your card. You give us the right to use the transaction data from your Linked Cards until the Card-Linked Transaction is completed, until you remove your Linked Card from the Service, or as required by applicable law or card payment network rules. When you remove a Linked Card from the Service, we will no longer capture transaction data associated with the removed Linked Card. We will retain the data associated with your Linked Cards for only as long as it is necessary to fulfill a pending transaction or for no longer than thirteen (13) months, except solely to the extent required or prohibited by law.

Our Disclosure of Your Personal Data and Other Information:
Payouts Network is not in the business of selling your information. We consider this information to be a vital part of our relationship with you. There are, however, certain circumstances in which we may share your Personal Data with certain third parties without further notice to you, as set forth below:

Business Transfers: As we develop our business, we might sell or buy businesses or assets. In the event of a corporate sale, merger, reorganization, dissolution or similar event, Personal Data may be part of the transferred assets.

Agents, Consultants and Third Parties: Payouts Network, like many businesses, sometimes hires other companies to perform certain business-related functions. Examples of such functions include mailing information, sending emails or texts, performing regulatory checks such as those required by the US Office of Foreign Assets Control (OFAC) and processing payments. When we employ another entity to perform a function of this nature, we only provide them with the minimum information that they need to perform their specific function.
Originators: A Card-Linked Transaction may be originated by an entity with which you have an existing relationship (e.g. an “Originator”). An Originator, for example, may include an employer, insurance company, airline, or other entity that uses the Service to initiate a POP Payout or an Instant Payout directed to you. When you utilize the Service, we may make certain Transaction Data available to the Originator of the Card-Linked Transaction for the purpose of providing support. Originators are contractually obligated to comply with this policy and applicable law in their use of the Transaction Data they may receive from us.

Legal Requirements: Payouts Network may disclose your Personal Data if required to do so by law or in the good faith belief that such action is necessary to (i) comply with a legal obligation, (ii) protect and defend the rights or property of Payouts Network, (iii) act in urgent circumstances to protect the personal safety of users of the Services or the public, or (iv) protect or prevent actual or potential fraud, unauthorized transactions, claims, or other liability.

Your Choices:

You can visit the Site without providing any Personal Data. If you choose not to provide any Personal Data, you may not be able to use certain Services.

Exclusions:
This Privacy Policy does not apply to any Personal Data collected by Payouts Network other than Personal Data collected through the Services. This Privacy Policy shall not apply to any unsolicited information you provide to Payouts Network through the Services or through any other means. This includes, but is not limited to, information posted to any public areas of the Services, such as forums, any ideas for new products or modifications to existing products, and other unsolicited submissions (collectively, “Unsolicited Information”). All Unsolicited Information shall be deemed to be non-confidential and Payouts Network shall be free to reproduce, use, disclose, and distribute such Unsolicited Information to others without limitation or attribution.

Children:
The Services are not directed towards people under the age of 18. Payouts Network does not knowingly collect Personal Data from children under the age of 13. If you are under the age of 13, please do not submit any Personal Data through the Services. We encourage parents and legal guardians to monitor their children’s Internet usage and to help enforce our Privacy Policy by instructing their children never to provide Personal Data on the Services without their permission. If you have reason to believe that a child under the age of 13 has provided Personal Data to Payouts Network through the Services, please contact us, and we will endeavor to delete that information from our Services platform.

Links to Other Web Sites:
This Privacy Policy applies only to the Services. The Services may contain links to other web sites not operated or controlled by Payouts Network (the “Third Party Sites”). The policies and procedures we described here do not apply to the Third Party Sites. The links from the Services do not imply that Payouts Network endorses or has reviewed the Third Party Sites. We suggest contacting those sites directly for information on their privacy policies.

Integrating Social Networking Services:
You may have the option of posting your Services activities to Social Networking Services when you access content through the Services (for example, you may post to Facebook® that you performed an activity on the Service); you acknowledge that if you choose to use this feature, your friends, followers and subscribers on any Social Networking Services you have enabled will be able to view such posted activity. You also acknowledge that the policies and procedures we describe here do not apply to these Social Networking Services.
Security:

Payouts Network takes reasonable steps to protect the Personal Data provided via the Services from loss, misuse, unauthorized access, disclosure, alteration, or destruction. However, no Internet or email transmission is ever fully secure or error free. In particular, email messages sent to or from the Services may not be secure. Therefore, you should take special care in deciding what information you send to us via email and take reasonable precautions to secure your email accounts.

Other Terms and Conditions:
Your access to and use of the Services is subject to the Terms of Service, available at www.PayoutsNetwork.com/terms.

Changes to Payouts Network’s Privacy Policy:
The Services and our business may change from time to time. As a result, at times it may be necessary for Payouts Network to make changes to this Privacy Policy. Payouts Network reserves the right to update or modify this Privacy Policy at any time and from time to time without prior notice. Please review this policy periodically, and especially before you provide any Personal Data. This Privacy Policy was last updated on the date indicated above. Your continued use of the Services after any changes or revisions to this Privacy Policy shall indicate your agreement with the terms of such revised Privacy Policy.

Access to Information; Contacting Payouts Network:
To keep your Personal Data accurate, current, and complete, please contact us as specified below. We will take reasonable steps to update or correct Personal Data in our possession that you have previously submitted via the Services.
Please also feel free to contact us if you have any questions about Payouts Network’s Privacy Policy or our information practices related to the Services.

You may contact us as follows: hello@payoutsnetwork.com.