Our Company

Payouts Network was founded on the core belief that the use of checks, gift cards, vouchers and ACH for providing money to customers and employees is cumbersome, costly and difficult to administer effectively. Because of this belief we have built industry-leading financial technology that enables the issuance, acceptance and claiming of money in real-time without having to issue a new account, plastic card, paper check, voucher or ask for routing and account number. We are leading the transformation of payouts and compensation.

Businesses access our solution via the Payouts Network Platform that is enterprise-grade and enables customizable, rule-based payout and compensation solutions for our increasingly digital world. We combine the delivery of speed, choice, control and security required by businesses, financial institutions and consumers - with global reach.

Our Leadership

We are a team of seasoned startup veterans and payment technology pioneers.

Keith Smith - CEO -Payouts Network

Keith Smith

CEO, President

Keith has spent the past two decades building and leading innovative businesses in the mobile financial technology, payments, and prepaid industries. He founded CorFire (acquired by Mozido) in partnership with Korean mobile commerce giant, SK C&C, Keith also was a founding member of Firethorn (acquired by Qualcomm) an early U.S. leader in mobile banking technology, Pre Holdings (acquired by inComm) a leader in gift cards and reloadable prepaid cards, and held senior executive position at Concord EFS (acquired by First Data) and Vital Processing (acquired by TSYS).

James Macauley - Payouts Network

James Macauley


James brings extensive knowledge and experience building innovative, customer-facing products and services. At Microsoft he worked on the Xbox gaming console, Xbox Live and Xbox 360, and then went on to lead the development of the online game, Firefall at Red 5 Studios. Most recently, James served as CTO at Lantern Credit where he led the development of a proprietary interactive credit report and financial offers engine. At Payouts Network, James is responsible for leading the development and operations of all Wonder products and services.

Spencer White SVP Payouts Network

Spencer White

SVP, Enterprise Solutions

Spencer has spent more than 28 years building businesses within emerging technology-related fields, including co-founding Softcard, the AT&T, Verizon & T-Mobile mobile wallet joint venture. He has an established reputation as a pioneer and innovator in Financial Technology, Mobile, Emerging Payments, Digital Commerce and Retail fields. At Payouts Network, Spencer is responsible for building new business and exploring new markets for our technology.

Our Investors