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Singular Platform, Expansive Ways to Pay

We designed the PayNow Platform to meet your business’ unique disbursement needs.

Instant Payouts

Pay Recipients Directly

Originator Originator Funds pushed directly to account Recipient Recipient

Digital Credits

Pay After Qualifying Transaction

Originator Originator Offer linked to credit or debit card Qualifying Merchant Qualifying Merchant Funds pushed to linked card after purchase Recipient Recipient

Pay with Points

Pay to Reward Loyalty

Originator Originator Qualifying Merchant Qualifying Merchant Redemption offer presented after purchase Points Bank Points Bank Funds pushed to linked card after offer acceptance Recipient Recipient

Instant Payouts

Pay your customers Instantly with complete control

Originator Originator Recipient Recipient

Disbursement Method

Funds transferred directly to a Recipient's checking account via debit or reloadable prepaid card

24/7/365, Domestic or Cross Border

SUPPORTED NETWORKS

Supported Networks
Instant Payouts

Example Industries & Use Cases

  • Instant loan funding
  • Wallet to account transfers
  • 1099 disbursements
  • Hospitality tip disbursements

Send

  • Send via Turn-key console or REST API
  • Real-time transaction data & reporting
  • RBAC, SSO, and custom user rules
  • Flexible programmatic controls and metadata
  • Built-in Disbursement Approval Workflow

Receive

  • Branded email and SMS delivery
  • Automatic deposit and Payee profile
  • White-label, turn-key claim flow
  • Identity verification
  • OCR Card scanning and validation

Digital Credits

Automatically reimburse your customers when they spend at a qualifying merchant location or category

Originator Originator Qualifying Merchant Qualifying Merchant Recipient Recipient

Disbursement Method

Funds disbursed via statement credit to linked credit or debit card

24/7/365, US Only
 

SUPPORTED NETWORKS

Supported Networks
Digital Credits

Example Industries & Use Cases

  • Airline & Hospitality Vouchers
  • Customer or Employee Rewards
  • Insurance Reimbursements
  • Customer Incentives

Send

  • Send via Turn-key console or REST API
  • Real-time transaction data & reporting
  • Define redemption locations or MCCs
  • Flexible programmatic controls and metadata
  • RBAC, SSO, and custom user rules

Receive

  • Branded email and SMS delivery
  • Flexible redemption locations
  • White-label, turn-key claim flow
  • Card Management
  • Instant Redemption Notifications

Pay with Points

Enable your customers to redeem points
for cash on everyday purchases

Originator Originator Qualifying Merchant Qualifying Merchant Points Bank Points Bank Recipient Recipient

Disbursement Method

Funds disbursed via statement credit to linked credit or debit card in exchange for loyalty points. 

24/7/365, US Only
 

SUPPORTED NETWORKS

Supported Networks
Redeem Points For Cash

Example Industries & Use Cases

  • Pay with Points

Send

  • Enroll customers via REST API
  • Flexible programmatic controls and metadata
  • Define redemption locations or MCCs
  • Real-time transaction data & reporting

Receive

  • Branded email and SMS delivery
  • Flexible redemption locations
  • White-label, turn-key claim flow
  • Card Management via API
  • Instant Redemption Notifications